We are owned by Morses Club PLC, among the UK’s biggest loan that is personal
We are owned by Morses Club PLC, among the British’s biggest loan that is personal put up over 130 years back. We are a direct lender, which means you’ll constantly understand precisely whom you’re coping with. No shocks. Simply fast and simple loans.
Just how do Dot Dot’s brief loans work?
Our quick loans proce could not be any easier. All our loans are unsecured, which means you will never have to provide your house or other valuables as safety. There isn’t any want to either find a guarantor.
Merely choose simply how much you intend to borrow and just how long you need certainly to repay it and get after that. You can make use of our short-term loan calculator to find down just how much yours will surely cost before you apply.
You can afford the repayments based on your credit history, income, and outgoings if you decide to go ahead, our team will carry out credit and affordability checks to make sure. Never panic – a le-than-perfect credit rating will not immediately rule you down.
Then collect repayments automatically if we say yes, we’ll agree all your loan costs upfront. You may handle your loan on the web through our handy client portal.
You are able to visit our FAQs or contact our team that is friendly if have actually any longer concerns.
Is just a short-term loan right in my situation?
Any decision you make along with your money should be the right choice for your needs. You will find occasions whenever a short-term loan may not be the most suitable choice.
Short-term loans will often have greater repayments than long-lasting loans while you’re repaying your debts faster. This could easily suggest you are going to spend le in interest, but you might need to look at longer options if you need to borrow a higher amount or spread the cost even further.
It is also maybe perhaps not a smart concept to obtain a short-term loan to cover down another financial obligation. Accepting more financial obligation might make your situation even even worse. You can get free advice from National Debtline, StepChange or The Money Advice Service if you feel like you’re struggling.
Do we be eligible for a loan that is short-term?
You want to make quick and loans that are easy to as many folks as poible. You are able to submit an application for certainly one of our loans that are short-term:
Your likelihood of being qualified is determined by your position. We review every application separately to be sure we provide responsibly and provide you with a loan that works well for you personally.
Just how much may I borrow?
You can easily make https://paydayloanstennessee.com/cities/bartlett/ an application for a short-term loan of between ?100 and ?1,000 with Dot Dot Loans.
You can apply for a long-term loan of up to ?5,000 if you need a higher amount – for significant home improvements or a wedding, for example.
Just how do short-term loan repayments work?
You can expect payment durations of three, six and nine months on our short-term loans depending on simply how much you borrow.
We will gather repayments immediately on an agreed date. This is through Direct Debit and will save you the hale of recalling which will make payments – or even the worry of forgetting. You can easily talk with us about organizing a payment that is different if you would choose.
We realize that things change. You may never be charged costs for mied or payments that are late dropping behind could impact your credit rating. If you believe you may not have the ability to produce a payment, for reasons uknown, please get in contact the moment poible.
Our friendly group will talk you during your choices which help place a plan that is new.
Any kind of costs to be concerned about?
We do not charge any concealed or fees that are extra. Some quick loan companies do, causing you to be with additional to cover as well as le possibility of doing this. We keep things easy.
What is the attention price on a Dot Dot short-term loan?
Our interest is fixed upfront and differs depending on exactly how much you borrow. You may possibly see other short-term loan companies providing adjustable interest levels, this means they are able to fall and rise from every month. These could be riskier. Out of pocket while you might be able to afford the initial rate, this cost could go up and leave you.
With this fixed rate of interest, you are going to constantly understand precisely for which you stay and exactly how much to spending plan.
Submit an application for a short-term loan with Dot Dot
Has a crisis left you in a super taut spot financially? Are numerous expenses turning up at the same time? Whatever your position, our fast and loans that are easy function as solution.
Apply today utilizing our short-term loan calculator. Select just how much you need to long borrow and how you may like to repay it, then look at the loan works in your favor. If it will, pick apply now to continue along with your application and fill in several personal statistics.
We will return to you when poible, then go after that. Simple.